The Central Bank of Kenya has issued a stern warning to the public over the increasing use of banknotes in decorative arrangements, saying the practice violates the law and undermines the integrity of the national currency.
In a public notice dated February 2, 2026, the regulator expressed concern over a rising trend where Kenya Shilling notes are being folded, glued, stapled, and pinned together to create cash flower bouquets, money arrangements, and ornamental displays, particularly during celebrations such as Valentine’s Day.
The Bank said such practices render banknotes unfit for circulation and interfere with automated banking systems.
“The use of adhesives, pins, staples, and similar materials damages banknotes and interferes with the efficient operation of cash-handling and processing equipment, including automated teller machines (ATMs), cash counting machines, and sorting equipment,” CBK stated in the notice.
The regulator added that damaged currency leads to increased rejection rates during processing and forces premature withdrawal and replacement of notes, creating unnecessary costs for both the public and the Bank.
While acknowledging that giving cash as a gift is acceptable, CBK emphasized that the presentation method must not compromise the currency’s condition.
“CBK does not object to the use of cash as a gift, such use should not involve any action that alters, damages, or defaces banknotes,” the notice read.
The Bank stressed that currency must remain capable of performing its essential functions as a medium of exchange, unit of account, and store of value.
CBK also reminded Kenyans that defacing currency is a criminal offense under Section 367 of the Penal Code.
“Any person who willfully defaces, mutilates, or in any way impairs any currency note issued by lawful authority commits an offence under the Penal Code,” the notice warned.
The regulator has called on the public to adopt alternative methods of presenting monetary gifts that do not damage banknotes.
“CBK therefore urges the public to refrain from practices that compromise the integrity of Kenya Shilling banknotes and to adopt alternative, non-damaging methods when presenting monetary gifts,” the statement said.
The Central Bank said it will continue public awareness campaigns and stakeholder engagement to protect the quality and public confidence in Kenya Shilling banknotes.
